Move Money Anywhere
Local collections, cross-border payments, and global settlement, built for emerging markets.
Global Treasury Infrastructure
Moving money across emerging markets is slow, expensive, and unreliable. OSO Money removes the friction, giving businesses access to local collections, competitive FX, and fast global settlement, through one regulated platform.
Settlement Network
G10 + 148
Offramp settlements to 1st and 3rd parties in the G10 currencies, plus 148 additional settlement currencies.
Explore settlement services
USD+1.32%
KES-0.51%
EUR+0.74%
GBP+0.44%
ZAR-0.21%
ZMW+0.75%
JPY-1.02%
CNY-2.31%
GHS-2.31%
NGN+0.74%
INR-0.61%
Free FX Cost Review
Find out what your FX is really costing you
Enter a few recent transactions and we'll benchmark what you paid against real historical market rates, then show what the same trades would have cost with OSO Money. No account, no documentation, no obligation.
Start your free reviewAdd your transactions
Enter recent FX trades, no account needed.
We benchmark the cost
Compared against real historical market rates.
See your savings
A clear breakdown of hidden margin and fees.
Get a proposal
Pricing tailored to your actual flows.
Platform Features
Everything You Need
Named Multi-Currency Wallets
Hold and manage funds across multiple currencies from one dashboard, with no need to open local bank accounts in every market.
Interest-Bearing Accounts
Earn yield on balances while funds sit ready for use, across supported currencies.
Local Collection Infrastructure
Get paid in local currency, in-market, without losing time or margin to intermediary banks.
G10 Settlement
Move funds out in USD, GBP, EUR and other major currencies, fast.
RHS FX Network
Institutional-grade FX pricing that cuts conversion costs across 150+ currencies.
Regulated Fiat & Digital Asset Rails
Settle across both traditional and digital asset rails, on infrastructure built for compliance from day one.
How It Works
Three Simple Steps
Collect
Receive funds locally, in your operating market’s currency.
Convert
Convert at institutional FX rates, not retail markups.
Settle
Send funds globally in major currencies, without delay.
Stay Informed
Get the latest insights on emerging market payments, FX, and global finance.
About OSO Money
OSO Money is a regulated treasury and payments platform built for emerging markets. Through its Treasury Outsourced Company (TOC) model, OSO Money enables local collections, cross-border payments, and global settlement, combining platform technology with regulated banking execution. OSO Money is the trading name of GCI Foreign Exchange (Pty) Ltd (FSP No. 26368), regulated by the Financial Sector Conduct Authority (FSCA). Banking, safeguarding, and settlement services are provided by authorised institutions.